Privacy policy

Privacy Act 1988

15.1 The Buyer and/or the Guarantor/s agree for the Seller to obtain from a credit-reporting agency a credit report containing personal credit information about the Buyer and Guarantor/s in relation to credit provided by the Seller

15.2 The Buyer and/or the Guarantor/s agree that the Seller may exchange information about Buyer and Guarantor/s with those credit providers named in the Application for Credit account or named in a consumer credit report issued by a reporting agency for the following purposes:

a) To assess an application by Buyer;

b) To notify other credit providers of a default by the Buyer;

c) To exchange information with other credit providers as to the status of this credit account, where the Buyer is in default with other credit providers; and

d) To assess the credit worthiness of Buyer and/or Guarantor/s

15.3 The Buyer consents to the Seller being given a consumer credit report to collect overdue payment on commercial credit (Section 18K(1)(h) Privacy Act 1988)

15.4 The Buyer agrees that Personal Data provided may be used and retained by the Seller for the following purposes and for other purposes as shall be agreed between the Buyer and Seller or required by law from time to time:

a) provision of Services and Goods;

b) marketing of Services and or Goods by the Seller, its agents or distributors in relation to the Services and Goods;

c) analysing, verifying and/or checking the Buyer’s credit, payment and/or status in relation to provision of Services/Goods;

d) processing of any payment instructions, direct debit facilities and/or credit facilities requested by Buyer; and

e) enabling the daily operation of Buyer’s account and/or the collection of amounts outstanding in the Buyer’s account in relation to the Services and Goods

15.5 The Seller may give, information about the Buyer to a credit reporting agency for the following purposes:

a) to obtain a consumer credit report about the Buyer; and or

b) allow the credit reporting agency to create or maintain a credit information file containing information about the Buyer